Compare Our Personal Accounts
For over a century, we have remained committed to helping the people in Michigan improve their financial well-being. That’s why we offer five personal checking accounts to meet a variety of needs. If you want quality service with a personalized touch, compare our personal checking accounts. It’s easy to open a new account online or you can visit one of our nine locations from Hart to Traverse City.
Simple Secure Checking
Learn MoreBest For
Added perks; Online banking
Features
- Value-added checking with plenty of perks
- $50 minimum deposit to open
- No minimum balance requirements
- Free digital banking services6
- Free ATM/debit card with Extra Awards®
- Free e-statements ($3 monthly fee for paper statements)
Monthly Service Fee
Reduce the Monthly fee of $6 to $4 with qualifer OR waive the fee with an average daily balance of $5,000.
Free online banking with bill pay?
Yes
Free debit card?
Free ATM/debit card with Extra Awards®
Minimum Opening Deposit
$50
Calculate Service Charge
Interest Secure Checking
Learn MoreBest For
Interest-bearing; Added perks
Features
- Checking that pays competitive interest on balances of $1,000 or more
- Includes a variety of added perks
- Free digital banking services6
- Free ATM/debit card with Extra Awards®
- $100 minimum deposit to open
- Free e-statements ($3 monthly fee for paper statements)
Monthly Service Fee
Low monthly service fee of $10 waived if you have an average daily balance of $10,000 or $25,000 in combined deposits (personal checking, savings and CD's)
Free online banking with bill pay?
Yes
Free debit card?
Free ATM/debit card with Extra Awards®
Minimum Opening Deposit
$100
Calculate Service Charge
View All Accounts
1Standard text messaging and data plan rates may apply. Consult your mobile service provider for details on specific fees and charges that may apply.
Your service charge is estimated to be: $10
Enjoy the added perks:
- IDProtect — identity theft monitoring and resolution service
- Cellular telephone protection
- Debit and credit card registration
- $hopping Rewards
- More Perks
This is just an estimate. Please stop by your local branch for more information.
Your service charge is estimated to be: $7.50
Enjoy the added perks:
- One free box of specialty checks at account opening
- Refunds on withdrawal fees for non-West Shore Bank ATMs, nationwide (up to $7 per statement cycle)
- IDProtect — identity theft monitoring and resolution service
- Cellular telephone protection
- More Perks
This is just an estimate. Please stop by your local branch for more information.
Your service charge is estimated to be: $15
Enjoy the added perks:
- One free box of specialty checks or 50% off all other styles once per year
- Refunds on withdrawal fees for non-West Shore Bank ATMs, nationwide (up to $14 per statement cycle)
- Premium interest rate on new certificates of deposit with term of 36 months or longer
- IDProtect — identity theft monitoring and resolution service
- More Perks
This is just an estimate. Please stop by your local branch for more information.